Ralph W. Reed, Jr., CPA, president, founded the company in April 2000. His experience includes twenty-three years in the financial services industry and accounting. He is the former president of the Central Chapter of the Mississippi Society of Certified Public Accountants and former chairman of the Risk Management Association's Mid-Mississippi Group. In addition to being a certified public accountant, Ralph also is a former licensed investment banker in Mississippi holding a general securities license (Series 7). Ralph earned his BSBA and MBA (Summa Cum Laude) from Mississippi College in Clinton, Mississippi. Also, he is an adjunct instructor of finance at Mississippi College and is a frequent speaker at commercial lending seminars throughout the Deep South.