Lines of Credit

Factoring

Purchase Order Finance

SBA Financing

Equipment Leasing

SBA Financing

 


7(a) program

From time to time, many small businesses need financing. Quite often it is necessary to seek government-guaranteed loans such as an SBA 7(a) loan. These loans can be used for the purchase of real estate, equipment, or in some cases, even working capital for a small business. Such loans can range from $200,000 to $1.5 million or more. We work with most of the largest non-bank SBA lenders in the United States and we can work with you to meet your financing needs.


Commercial Real Estate Financing

$631,000

90% Loan to Value

                                


Heavy Equipment Financing

$475,000

Refinance with Cash-Out

                                         


Heavy Equipment Financing

$625,000

Ten Year Amortization


Industrial Business

$125,000

Debt Refinance and Recapitalization


                                                                                                                  

504 program

The SBA's 504 program is designed to aid small businesses with their investments in fixed assets. In the typical sturcture a traditional or non-bank lender provides fifty percent of the project cost, a certified development company (CDC) provides forty percent and the small business provides the remaining ten percent. Rates on the CDC portion are generally below market rates and are fixed for the life of the loan. Equipment loans are made for ten year terms and real estate loans are made for twenty years. With the proper criteria being met, we can arrange the first lien (fifty percent portion) and can work with both lenders to coordinate the project financing.


Medical Services Complex

$1,700,000

20-year Fixed Rate

Real Estate Financing

                                        


Mixed Use Industrial Building

$1,060,000

Construction and Permanent


Car Wash

$910,000

Refinance of Existing 1st Mortgage


Franchise Restaurant

$372,000

Construction and Permanent