Small Business Loan

SBA and USDA Loans

First Resource Capital offers SBA 7a and 504 loans nationwide.

SBA 7a loans from First Resource Capital are very versatile and can be used for working capital, real estate, refinancing debt, business acquisitions and expansion, inventory, intangible assets, and more. We offer SBA 7a loans up to $5 million for approved applicants.

We offer SBA B&I loans up to $25 million for the purposes of improving, development, and financing business and industry employment in rural areas. B&I loans may also be used for owner and tenant-occupied properties, as well as equipment.

Our SBA loan programs provide robust and versatile solutions for:

Working Capital

Commercial Property


Business Acquisitions


Partnership Buyouts


Franchise Financing

SBA 504 loan structures up to $20 million and more for commercial real estate, construction, or equipment feature:

  • Senior mortgage from 50% to 60% LTV
  • SBA-guaranteed Debenture originated from a licensed nonprofit Certified Development Corporation (CDC).

SBA 504 loans that are used for general purpose property feature:

  • As little as 10% equity required from the borrower
  • Up to 40% covered by CDC
  • Terms up to 20 years
  • Fixed rates

How Can You Apply?

If you’re ready to take the initiative and invest in your company’s future, contact us today. We’re happy to review the benefits and walk you through the application process.